Insurance — Attorney’s fees — Insured prevailing in action against insurer — Contingency fee multiplier — Trial court did not err in awarding insured a 2.0 contingency fee multiplier — Award of contingency fee multiplier is no longer limited to rare and exceptional cases — Trial court did not abuse discretion in finding that relevant market required a multiplier to obtain competent counsel, that results obtained warranted a multiplier, and that complexity of case warranted application of multiplier