Insurance — Attorney’s fees — Proposal for settlement — Court properly awarded insurer attorney’s fees as prevailing insurer pursuant to proposal for settlement — Insured’s separate count for declaratory relief was not a claim for purely equitable relief that invalidated insurer’s proposal for settlement because the real issue in the case was claim for breach of contract and money damages — Insurer is entitled to attorney’s fees incurred and actually paid or payable to its attorneys from service of the proposal for settlement through date of order granting entitlement to fees